Family Choice Financial, Inc

We strive to be a company established on Godly principles, built with a goal to enhance the lives of people and their communities, operated with a spirit of excellence in every aspect of the industry.


While our company was recently established in the market, within the walls of each branch there is a team waiting to help you that has years of experience in the installment lending industry and in each community they serve.


We are focused on the confidence that comes from doing business with people that you see out in your community, that know you by name, and love being there to help you impact your financial concerns no matter the size of the need.

Chris Johns – President of Family Choice Financial, Inc

Chris has been in the installment lending industry since 1993. Chris started at Deep South Credit as a field collector, then was promoted to Customer Service Rep and Assistant Manager. In 1995 he started with First Family Financial Services in McComb, MS as an Assistant Manager and worked there a year and half before being promoted to Branch Manager in Columbia, MS.


After 5 years managing the branch for First Family Financial who was sold to the Associates then Citi Financial, he left to open a branch in Columbia, MS, for 1st Heritage Credit.


After 15 years working with 1st Heritage Credit as Branch Manager, District Manager in South Mississippi, and Operations Vice President in Mississippi, Louisiana, Tennessee, and Alabama, he left in 2015 to open Family Choice Financial, INC, with partners Keith Frazier and Judy McMillan.


“I have had the privilege of being a part of some truly remarkable teams in this industry and certainly understand the importance of working hard daily to ensure we create an environment where our people love coming to work and will stay for a long time to come!”


“I love helping people and believe that ultimately the measure of our success is determined by the happiness of our customers! Applying for a loan can be a scary situation and regardless of the amount, it is the most important thing to our customer at the moment. Our goal is to make them as comfortable as possible while we support them through the whole process. We want to be the lender you choose for generations to come!”


Chris has many activities outside of work. He has been married to his high school sweet heart and they have 5 children. He is very active in his church, surrounding outreach programs, and the mission field. “My Faith in God is the most important aspect of my life, I owe Him all thanks for the many blessings I have enjoyed. I can only hope to live my life in a way every day that pleases Him!”


Chris also said that he was very proud of the team at Family Choice Financial. He would stack them up against any in the industry in regards to their knowledge, success, and customer service in their markets.

Contact Us Today!

Home Office

105 Stacy Dawn Dr

McComb, MS 39648


ph  601-600-2021
fax 601-600-2022